What I did with my Tax Refunds

Since graduating college, I have filed my taxes three times.  All three times I have made significant payments to debt.

2012 Tax Return:
Our 2012 Tax Return was the largest of them all. The reason....I got married in December 2012 and received credit for being married.  A majority of our 2012 tax return went to pay-off our 2 small college loans, worth a total of $5,000.  The rest of the money went towards paying off the credit card I was using to pay for our Honey Moon to St. Lucia.  Paying off these two small loans reduced our monthly loan payments from $1,410 to $1,304. That would save us $104 a month to pay our monthly bills without dipping into our savings.

2013 Tax Return:
2013's Tax Return was quite a bit smaller.  We received back approximately $4,000.  Half of the money went to repay a small loan from my wife's parents (which I would never suggest doing again, they didn't bother us about it, but in the back of my head I hated every minute of it).  The rest went to payoff a loan with a remaining balance of $1,800.  Paying off this loan reduced our monthly loan payments from $1,304 to $1,268.

2014 Tax Return:
2014 was our smallest tax return yet.  We received $3,002 dollars.  We paid off our smallest loan, worth $2,324. The rest of the tax return went to purchasing new tires for our car, which were down below 2/32" tread. Paying off this loan saves us $50 per month.  Our monthly payments are now $1,218.

2015 Tax Return:
2015 is going to be our smallest tax return yet.  Since I will be deployed, I believe that our tax return will only be around $1,000 - $1,500.  But I already know where that money is going to go.... Loans.